Almost everybody wastes money unknowingly, even you who is always over cautious of your expenditure. You don’t have to be embarrassed because it is inevitable. Some of your budget leaks can be little unnoticeable amounts while others can be huge amounts. The small amounts eventually add up to a whole big amount. The only way you will not feel bad about any budget losses you make, is to be careful not to waste money knowingly.  Here are ways to help you not waste any more money:

1. Plan for shopping by going through all your staff and determine what you, distinguish between what you need and what you want. Avoid impulse shopping otherwise you might end up buying similar things to the ones that you already have. When buying an insurance do a very good homework about what your actual needs are rather than wait for a salesperson to come and convince you on what he or she thinks your needs are.
2. Credit cards are one of the biggest things that waste money so avoid keeping balances on your credit cards. This is because you will end up using a credit card to pay off all your debts. Pay all your credit card balances in full every month and use credit card rewards to pay off other small things that add up to your expenditure everyday. Always strive to ensure that your cost is outweighed by rewards credit card.